|The Brokerage Store, Inc. handles Student/Athletic Accident Insurance for grades K-12. We have been writing school insurance athletic accident plans for 12 years. We currently insure more than 200 school districts in Texas. Our blanket accident programs are underwritten by A.M. Best “A” rated companies. We offer many different programs for each school district depending on their needs. Our U.I.L. blanket insurance programs are designed for all districts regardless of their size and/or economic status.
- U.I.L. Blanket Student/Athletic Insurance (K-12)
- Catastrophe Coverage
- CAT Cash Coverage
- Voluntary Plans
This is an excess catastrophic accident medical expense program that takes over when the base plan benefits are exhausted. These medical benefits are underwritten up to $5,000,000. The catastrophe plan deductible is $25,000. This deductible is usually met by benefits provided under the base or blanket policy.
This optional benefit is designed to provide a cash benefit to the family of a severely injured student athlete (coma, paralysis, etc.). It has been shown that in the event of a catastrophic injury the family typically faces an economic impact over and above all medical costs. This program, commonly referred to as “Catastrophic Cash Benefit” or “Cat Cash,” helps to ease that impact.
Voluntary Student Insurance Coverage can be purchased by the parents to cover their child during school time only or 24 hours a day. There is an optional dental accident benefit which may be purchased.